Mexiko
CIT Latin America, Mexico, designs customer financing programs for equipment suppliers in a wide range of industries. Wir arbeiten mit unseren Kunden und Lieferanten zusammen, um ausgehend von deren speziellen Anforderungen die besten Lösungen zu finden.
Unsere zwei Hauptprodukte sind echtes Leasing und Finanzierungsleasing.
Jederzeit kündbarer Leasing-Vertrag
The operating lease allows the customer the "use" of the equipment during a determined period, without having the obligation to purchase it, making the process of technological refreshment easier. Under this figure, the customer transfers 100% of the risk of technological obsolescence and all the costs of this process to CIT. Am Ende der Leasingzeit hat der Kunde drei verschiedene Alternativen:
- return the equipment and make a technological refresh,
- renew the contract over the same equipment for the term of their convenience (payments in most cases reduce depending on the term of the renewal), or
- buy the equipment for the Fair market value.
Operate-Leasingvereinbarungen werden seit 1994 von der Arrendadora Capita Corporation, S.A. de C.V. angeboten.
Finanzierungsleasing
A Finance Lease is a contract in which a financial company gives to the customer the right to rent equipment, with the terms and conditions defined for both parts. The customer could buy the equipment using a purchase option, as defined in the contract.
The main difference between a Finance Lease and Operating Lease is that the Finance Lease has a defined purchase option in the contract that is usually 1 percent. The Operating Lease allows the customer to buy the equipment, but the purchase option will be defined at Fair Market Value at the end of lease. The law does not allow in an Operating Lease to determine the purchase option at the beginning of the lease.
Zwischen Operate- und Finanzierungsleasing bestehen auch einige steuerlichen Unterschiede. In general terms, in Operating Leases, the full amount of rentals is tax deductible. Beim Finanzierungsleasing ist das nicht immer der Fall. If you need further information about tax-related issues, please contact us.
Finanzierungsleasing werden seit 1995 von der Capita Corporation de Mexico S.A. DE C.V. O.A.C. angeboten.
